#StartANewLife My Way !!!

Everyone one has his own life and everyone acts differently in different circumstances. This actions paves way for new path of life, but its not necessary a new life. For me Starting a new life means when you make some decisions which changes the way you have lived for many years. The change is visible to all and is not just within you. Mine is such a story in which I have started a new life then ended that life and again started a new one.

I am a Marwadi belonging to a business family. For our family, at least for last 3 generations, the way has been to get a B.Com. degree and join business and be part of family business. Stay with the family, and doing a job as an employee was not an option at all. After my 10th exam, I took science much to the resistance of my family & big brothers. Which somehow many people let it be thinking that after XII th I will move to B.Com. For them science field was for people looking for job as an employee and they had a bias that I should join business. Once a appeared for Engineering competitive exams and told them the plans to join an engineering college away from home that was a shock for most of my family members. For most of us, business was the only way to go, so why even do engineering.

Business v/s Job

For engineering I had to move to kolkata, but for that I need to do lot of convincing at home. Even promising that If I don't like I will be back, etc. After all the convincing and making me look stubborn they had to agree. This was not just about to #StartANewLife. It was about #StartANewLife the way I want. Somehow I moved from my hometown to Kolkata. So one big wave of resistance was over. One more big Tsunami was about to come and it arrived sooner than I expected. I was staying in a hostel and all my hostel mates were Bengali. (I didn't knew Bengali) . Well they were fine with that. 

Veg v/s Non-Veg

But along with being a sole non-Bengali guy I was the sole vegetarian student in the hostel. Once they come to know that I will eat the food cooked along with non-veg food, all hell broke at home. They just wanted me back, period. At that time, I found an unexpected support from my Grand Father. He just told to all and took a stand that, let me try to build my life the way I want - no questions asked - with a condition that if I fail to make a great life out of it. I will just return to them and not hide. And I could continue my engineering, I used to travel to home during the weekends. 

When I look back to the stand taken by my grand father for me, even though he disliked my way. I realise two important lesson he taught me. One was to look up for new things the way you want and try to achieve it. Two, if you fail don't feel shy to talk about your failure and have a plan-B.

Look Up

After my engineering, I got selected for a campus placement. I am still working for software company in Bangalore. I completed my MBA too. Now I see few of my brothers also taking job and none is objecting. It also shows that when you #StartANewLife many others also emulate the same with lesser difficulty. So #StartANewLife is just not paving way for your desires but for others also. Now I feel proud of decision I took and my family is proud of me.

My life the way it would have been had I not taken a decision, would have been different. For my change my normal life to a my new life which was my way. It was different in multiple ways and many things I did first in my family

• First to do a Job and not join family business
• First to stay alone for studies outside my family's residence
• First to do Engineering
• First to do MBA
• First to go outside India
• First to stay in PG/hostel (Now its easier for all fo you to search the same using https://housing.com/, it was not that easy to find good PG/hostel in those days)

I feel good about being first in these. But at the same time, I also agree that there path of directly doing business was also good. Now I feel like starting a start-up which is also like doing a new business. I feel that I come to a round circle. But I have no regret, even if I #StartANewLife again as an entrepreneur, coz that new life will be life my way - the way I choose.

Improved Digital Skills may Solve many problems for India

"Digital Skills for India" is one of the good program which is launched by Intel. As part of this program Intel will work with government to educate across 1000 panchayats targeting 5 million citizens by end of 2015.

 Opinion: I support and am very happy with this programme being launched by Intel. "Digital skills for India" will help the complete ecosystem and improvise in the following respect.

1. Serve as digital seed in Rural India :
   
   
   
   Target to educate across 1000 panchayat mean that there will be many citizens with digital skills in rural area. Who can again impart this skills to other rural citizens. It will be kind of Bandwagon effect - in which rural citizens once they acquire the digital skills will be more effective, efficient and better informed compared to others. The others will then aspire to be more like digitally skilled and hence overall increase in digital education & skill. 
2. Reducing the Digital Divide :
   
    From demographic digital skills perspective, Indian citizens can be divided into two groups : Rural & Urban. Rural population is close to 70% as compared to 30% of the Urban population. Digital skills are way too low in rural area as compared to urban areas. Three main reasons for this are : accessibility, know how of usage & affordability. Intel & India Govt. plans address accessibility & know how issue. But they don't address the affordability as most of the rural folks can't afford ~ $20 internet connection per month. Initiatives similar to "Free Internet" by Facebook can be leveraged here. These initiatives hence are also reducing the digital divide and will convert pen & notebook to tablet & touch-pads.
3. Increase in the digitally skilled labour force:-  
   
   Digital education of the rural India will make india more #DigitalIndia by proportion. Rural population which is composed of 70% of population will help increase in digitally skilled labour force. This will help in reducing supply demand gap for skilled labour. At the same time, it will check the increasing cost of Digital labour. This will keep india competitive in the global market from the cost perspective also, considering the huge competition its observing from lower cost destinations like Philipines.
4. Increase in Market:  
   
   Increase of digital device users will automatically mean demand for more laptops & tablets and other digital devices. This will translated into addition of new demand which were not accessible earlier. Hence bigger market and better opportunities for industry. This is one such way in which companies like Intel will get their investment back in new #DigitalIndia.
5. Improve Economy :
   
   Rural population with digital skills will improve the efficiency of the economy by various ways. Informations related to Weather prediction, price of harvests in various markets, better storage and cultivation ways improving the yields, better access to government, medical facilities etc will greatly improve the efficiency of rural India. This in turns improves the efficiency of overall Indian economy as along with increased productivity it will reduce the loss / wastage and more responsive. 
6. New Local Innovations :-  
   
   New local rural innovations information will be available to wider community and many of such products could be mass produced or used by other needy citizens. One such example is Clay refrigerator - Mitti Cool. These rural innovations can increase the standard of Living in rural India. It will bring name, fame, money as well as better living for rural folks.
7. Reduce urban migration problem:-
   
   There is a big problem happening with rural population moving to urban areas and end up staying in slums. This is adding to more increase in unemployed population in cities as compared to new jobs being created. Most of the cities are not well planned and not capable of handling this huge surge of unemployed unskilled labour. This ends up into various social issues like child malnutrition, violence between local inhabitant and migrants, etc. Digital literacy in rural area will increase job opportunities and hence reduce the migration. This will help in checking the food insecurity problem.

Overall, Its a great initiative by Intel to achieve truly #DigitalIndia. Keep it up your initiatives.

New Arrival - Renewed #Optimism with the start of this new #journey #together

Whenever we start a new journey we are optimistic and as the journey becomes a daily affair slowly the enthusiasm dies and we just keep doing the same thing. At the start we look good, smart, eager to learn, energetic and as day passes by we turn dull. Its with every aspect of life. E.g. When I compare start of study in a new college as compared to the end of study or college life.

Does it mean that newness bring optimism? You can't always make everything new. You can't make new neighbours, you can't make new family, etc. Well, many times yes but you can't just doing new things to be optimistic. 

Optimism can also be rekindled by being #together with your loved ones. They can make you lookup in a very subtle way which is hard to recognise. They also bring the newness of desires and hence the optimism.

Last 22nd September 2014, I was blessed with a baby boy. We named him - Akshaj. Lifting him with my hands somehow triggered something inside me. I felt a need to work harder. I felt the love and affection feeling which I have never felt before. I felt that I need to be optimistic and do more for being together. Ahhh not just being together, being together HAPPILY. When I am going to office, just seeing him gives me strength and motivation to keep going on more than what I should. He provides me with the little nudge to keep motivated. Every day his new moves and growth makes me aspire for more. My Desires and plans are increasing. The plans include moving to a better decent affordable and nice place with good amenities and facilities for better growth of my kid. Housing.com is one such easy way through which I can get a good rented house now and later on buy a new property. Housing.com will help me make a house into a home. 

Being with Akshaj makes me realize that Better Things are Coming. Akshaj, my son, is like a happiness magnet for me. He makes me stay positive & optimistic. I observe the failures which he is facing now to even just sit. He is failing to sit for more than 1 minute even today. But everyday he will try to sit, he will fell down. He will try again. He will keep trying, until I will say that I have to go to office. I can see a never back down attitude even in a small infant who is not educated or motivated by sermons which is given through different texts & speeches. It makes me realize that I have to try more try harder and keep trying and not back down. He doesn't speak but his actions make me say that our biggest weakness lies in giving up. We need to learn a way to just keep trying once more. Being #together with Akshaj is making me #lookup and #optimistic for new & better future.

Every day being together with him is getting memorable for me. The most memorable day was on 22nd september 2014, when he came to my life and make me realise that I am here to make world better for me, him, family and overall. For this I need to keep trying without getting tired and without worrying to fail.

Go as far as you can for your love !!!

Is it good to travel extra mile for someone you love? How much extra mile you can or should travel? What are the implications of these extra steps?

So many questions kept arising in my mind... And complexities kept increasing as I thought more.

Everyone love someone and someone even does not know if they love anyone. But do one need to travel far to get closer to one's loved one?  Some of the situations which came to my mind made me feel, its not that easy to go too far.Lets think it from not just our perspective and say that "I will bring stars from the sky for my love" ...bla blah blah...

If you can't stay away from your love, just catch all the various means and reach him/her.If you can, "JUST FLY" and get closer. "Distance" & "Love" doesn't go well together for an ordinary men, its for the BOLD.

• Before you go far for someone you love, you have to know your love. To know your love you need to love many things. Even though we don't realize it so easily, but still we love so many things like our parents, our memories, our friends, nation, religion, work and so many things including loving our-self.

Lets take an example of Army Men.

Army Men's love and how far they go for their love :- 

An army men have love for his nation, his compatriots, his family and many other things. They may seem far in miles (distance), but they are much closer in terms of love (Heart).They are more likely to understand the true meaning of love. They go far for their love:

• They stay far from their loved ones (family) to save another loved one (their motherland). They guard our boundaries and protect all the people / citizens of the nation.

• When they are far from their family, they are really far. Most of them can't just reach & see their family even from a distance. They just can't do video chat like most of us do.

• Sacrificing safety of their own family when guarding that of other's family.

• Missing the most important events of their life. Sometimes even their child's birth and most importantly all the memories which can be cherished for life long.

• Sacrificing their own life, for our motherland's future at the same time risking the future of their own family.

CAN ANYONE GO AS FAR AS THEY GO FOR THEIR LOVE ???

I Salute the Army Men, their love & their Family !!! I Salute our Motherland !!!

This entry is part of contest from Indiblogger.in & British Airways.

One more such story on how far you can for someone you love is below :

KnowledgeIsGreat @ London Business School, London, UK

If I could study in UK for any particular program in UK, it would be as a MBA student for at London Business School, London, UK.

There are multiple reasons for my choice. But the most important being the following

• LBS, London has great, experienced faculty.
• Class profile is one of the most diverse. More diverse class profile means more learning, more new ideas, more interactions, better acceptance of other view points.
• 85%+ students are international students
• 60+ nationalities are represented
• Its like a United Nation of MBA candidates.
• Just check student profiles for one batch
• UK as a country is very diverse and welcoming. Have fun & study without being worried/distracted about any other events.
• Business exposure on wide variety of industries.
• A great career placement opportunity for the desired job
• And Many more.....

All in All, its a complete package to increase knowledge. With increased knowledge comes the wisdom, desire, acceptance, love, understanding and many more virtues. Without knowledge their is nothing.... I wish i could study there.

 Having knowledge from great place with knowledge seeking people by great knowledgeable professors in a great environment make London Business School, my dream school.

Here is one of the short video about London Business School.

For more information refer, http://knowledgeisgreat.in/, http://www.london.edu/

This is a post for a blogger contest organized by IndiBlogger and the British Council.

Game Theory : Recharge your Hair, Recharge your Life.

Life is full of games and of the many games played, one important game is the one between "You" & "Your looks".

In this game.
Player : One Player game.
Rules :

• You have no time more than 24 hrs a day.
• You can't skip any activity of your daily life.
• It's not a zero sum game.
• You are the player and both the decisions need to be taken by you.
• Player is rational.

Consequences :

• You might not look good to others.
• You might not feel good about yourself.
• You may be bald in few years.
• You will feel jealous seeing other's hair.

Outcomes:-

1. Life Discharged

2. Life Discharged after some time

3. Life recharged with shorter life

Life Recharged with longer life

Payoff Table:-

	Apply Other Brands	Apply Sunsilk
Don't Recharge Hair regularly	Life discharged	Life Discharged after some time
Recharge Hair Regularly	Life recharged with shorter life	Life Recharged with longer life

If one looks at the above Payoff table from Game theory, one can easily see that the best Payoff is when you Recharge your Hair Regularly By Applying Sunsilk.

Hence, Game theory says if you are "Rational Human Being" you will recharge your hair, which in turn will help you recharge your life. :-)

"Happy Recharged Hair -->  Happy Recharged Life !!!"

This blog-post is a submission to the contest: http://www.indiblogger.in/topic.php?topic=97
For details on recharging hair
http://www.sunsilk.in/
facebook.com/sunsilkhairexperts

Fun always ends with "Lime" - The Bacardi Breezer

Breezer is a fruit wine-based alcopop with 2% alcohol in India. Its available in many flavors like Jamaican Passion, cranberry, blackberry crush, island pine apple, orange, lime and many others. As you can see below.

Even though I have noticed breezer is more popular among ladies, but its liked by men too. Out of all those flavors I personally prefer Lime. 

 Coz its my choice baby ...yay yay....on a serious note, post drinks many of us prefer lime soda. 
But why Bacardi Lime ? 
I see "Lime" The Bacardi Breezer to be great replacement for lime soda. The taste is really nice. It has a perfect blend of lime flavor and being a little tangy and  fresh. Even if you see the way its packaged it looks very niche. 

Does it means its just my personal choice, thats it. No...Lemon-lime soda is a good cure for hangovers, according to a new study. A group of researchers has concluded that while some beverages shouldn't be consumed after drinking a lot of alcohol, lemon-lime soda should be consumed.
Various alcoholic beverages containing different concentrations of ethanol are widely consumed, and excessive alcohol consumption may result in serious health problem. The consumption of alcohol beverages is often accompanied by non-alcohol beverages, such as herbal infusion, tea and carbonated beverage to relieve drunk symptoms.

So just instead of having a lemon-lime soda or any other Bacardi breezer, I will prefer - "Lime" The Bacardi Breezer. It 

• Tastes great
• Have a lesser alcohol %age (~2%)
• Relieve drunk symptoms

So whenever you party make sure you end all the fun with a good taste that keeps your blue away !!!

For more info. please visit BREEZERINDIA.COM

P.S. This post is an entry to a contest held by Bacardi and Indiblogger.

Aaaooo VOTE Karee !!!!

In this world, with good tele-density of mobile phone, mobile apps could be a great tool to mobilize Indian Youth. Generally, its believed that people from upper middle class & upper class don't vote for some or the other reason. At the same time, its also assumed that this is the same segment which have smart phone with various mobile apps. So, in short mobile apps should be able to help/influence them to cast their votes.

Wow ....so simple to say this? But is that simple, I believe NOOO. Interestingly, once the day of the election passes, you ask any of your friends - Did you cast your vote? Answer will not start with "N" in NOOO, it will start with "O" with "N" silent in NOOO. They will give you various reasons like

• OOOh, too much work pressure, was in office.
• OOOh, I missed it, you could have reminded me.
• OOOh, I forgot.
• OOOh, I don't have a voter ID card.
• OOOh really, does it really matter, if I vote.
• OMG, do you think one vote really matters.
• Oooh, all candidates are corrupt.
• Ooh, give me a break, there was a such big queue. 
• ......blah .... blah...blah

Now what could be done? I will suggest few steps which can be done, it will not make it 100% conversion, but at-least will improve the conversion.

• Why to reach/Vote? Every vote counts. Its just not for the sake of casting, its for accessing your rights. Its for letting world know that you have a say. Its for letting all know that your opinion counts and your issues are to be taken seriously.If the top policy makers need to take notice that we are demanding and they can just sit for some years and not be accountable. They need to know that we need better jobs, better roads, safer streets, better facilities and they are accountable for all their decisions. What they spend is our money & right, its our right to know where are they spending and if its for good of public and power holders. Its for us to say them - "WE HAVE THE POWER  & YOU OWE US YOUR FUTURE POSITION TO SERVE US".

• How to reach? Leverage the medium of connectivity of all these scattered people? But how, if not all but most of them have mobile apps like WeChat and public profile's like Facebook. Reach through them. This medium is also one of the low costs medium to reach a big mass of people as it will rely on social network. So medium is known.

• When & what to reach for? This is very important. If we launch a compaign, lets vote today now, does it count? It will have no meaning as voting is in 2014. So do we wait? Answer is no, to be able to vote one needs to various things. Based on the research from Election Commission (EC) and also various news articles & media, its because of two major reasons other than so-called personal reasons - 

• They are unregistered.
• They have shifted from one place to another for reasons like job, education, etc

         So we need to remind them through all the process during different timelines educating in parallel about the electoral rights as follows.

1. Asking them to register or enrol in electoral(Start with this)
• Steps for how to register in case of first time voter, overseas voter, location or electoral details correction, etc
  
2. Once they are registered ask them to invite at-least 10 of their friends to register .
• Add a stars to their profile, based on the referrals who registers.
• Make these users look good & feel they are contributing back in awareness.
• Show a leaderboard (national, regional, local) which shows the leaders who got their electoral registered. 
3. Know your candidates - Once election dates are near, based on GPS, send the details of local MP candidates and their details. User will have an option to write questions to them and top 50 questions (based on likes / counts) will be sent to them in an open letter which they have to respond to in 10-15 days before elections.
   
4. Reminder for the election dates and adding them into users mobile calendar with reminders.
5. Usage of mobile app for location/map of their booth with directions based on GPS.
6. Integrity, Security & Safety : In case of any wrongful events like booth capturing, Live streaming of events using mobile camera to news media along with multiple SMS'es to police, hospital and friends.
7. After election, a pic share to all friends with a election ink in fingers, asking question did you vote? With possible compaigns like - "Pappu can't votee saalaa, Are you Pappu". A special sign in pictures similar to Online/away - showing people who voted as green and thos who don't with red.
   

I believe, if we do all the above it help achieve better turnout in the elections with free & fair elections. At the same time educating the citizens about their candidate and possible better governance in future.

AAoooo VOTE Kareee.......LETS VOTE.

The Future Of Shopping - Shopping Intelligence using Avatars, QR Codes, M2C

I wonder what will be the future of shopping in year 2030. Many ideas crossed my mind, but after thinking through them, I can say for sure that no one way of shopping will rule.

Different industries will use different channnels, Branding (4Ps of Marketing), consumer behavior and lot of environment factors e.g. Network effects will come into the picture.

Few of the ideas which I believe will be more prevalent are :

1> Usage of Social network for shopping -

• Companies will have their own page on social network and user will just order or select good and just click purchase, it will be delivered to the user taking information from social network mediums.
• Usage of Instant Messaging for ordering goods
• Request of Custom orders - E.g. sending a picture of purse design looking for
• Requesting and sending quotes in IM (Instant Messaging)

2> Usage of QR codes for mobile as well as personalized shopping

• User enters a store, scans QR code, application installed in his phone fetches information from website about the layout of store and other details and guide users for items placed in big shopping mall, which is in his wish list
• Shoppers know which user is inside the store, based on profile and past purchase trends 
• User is greeted by his name when he enters. Yes this emotional quotient can't be measured but it adds a personalised touch.
• Analytics is used to push some offers and messages to his mobile either through SMS or App

3> Mobile Banking:- At Point of Sale, he just swipes his mobile phone to pay for his purchase (usage of NFC, EDY by Docomo, Google Wallet, etc) and just walk out with his purchase. Thus, avoid standing in any queue.

4>Usage of Avatars:- All users can just send their Avatars which is closer to their body size, skin color and other personal attributes or receive a product's avatar. Both the avatar is used to show to user how it looks  together or even if it fits properly or not. So users are buying or trying goods/services just based on avatars rather than physically going to stores or trying out.  One frequent usage could be you just send your avatar to tailors/boutique/designers and they will use that for all measurements and create a dress for you.

5> Business Intelligence : Usage of BI to see the buying behavior of consumer, say a person buys utensils on every dhanteras / diwali. Based on that, even without any user initiation the APP siting on mobile aggregate all the utensils quote and on that particular day provide you all the information ready even before you step out. Its like customized catalog for shopping even before you step out.

Its for sure that shopping behavior is going to change by 2030 with variety of shopping methods. One of the new ways which you can try out is eBayCheck. Surely one of the prevalent ways of future shopping, but whether it will be monopoly or oligopoly only time will tell

Lion, Squirrel & the Gum Problem

There was an animal kingdom similar to what we all have been reading in stories from our childhood.

And obviously there has to be king in a kingdom named "Brian". He was very strong, mighty and good at killing. He used to hear everyone, but never listened to anyone except his wife "Rachel". She was especially proud of her husband and used to boast too much about his strength.

One day she announced a competition in the whole kingdom that his husband - The King - "Brian" is the strongest of all and if anyone beats him in any aspect, he will become one of the nobles of the kingdom. Only a few were part of the elite group of nobles - A Turtle, A Cheetah and A Monkey.

It started with a race and the Lion was winner.

And there were many other competition, none could beat the lion. Now it was about to be dusk, then suddenly a small squirrel was just passing by. Who came to lioness notice.

Squirrel being completely ignorant of the competition was not well received by lioness. Lioness asked squirrel why don't you hail your king. All Hail the King. He is the mightiest of all. Squirrel didn't seem to agree. Lioness asked the squirrel, "Why you are hoarding these nuts". Squirrel responded, "These are one of the most precious things for me, hard enough that even the mightiest will have tough time breaking it."

Lioness tells, "My husband is the mightiest of all, and its an easy one for him. What a small squirrel could do may not be worth attention of his. Anyways since you are the last one coming near the den, I won't deny the opportunity to kingdom, to see the might of their one & only King".

Brian the king was just standing beside and tries to break one of the nuts. But he fails, he tried multiple times, he fails. To his shock. Then squirrel says, "Your highness, you both have been kind. But your teeth are not stronger than mine. This is not a good sign . I want you both to stay and king & queen for long. For now you can break this nut from hammer and start brushing your teeth regularly from Colgate to all this gum problem. To read more about refer My Healthy Speak Blog"

King just ignored this warning signs and killed squirrel thinking if the word flew about his teeth getting weaker  his subjects will laugh at him. Instead of taking this warning sign seriously, he just rubbed it off.

Days passed by and his teeth started deterioration.

And soon he was challenged for his kingdom, which he lost to another lion with stronger claws & teeth.

He lost all - pride, kingdom, subjects and even the queen. He was caged and was part of Zoo - alone in an enclosure with people having fun on his lost pride.

Moral of the story :- NEITHER IGNORE NOR DENY WARNING SIGNS. TAKE STEPS TO CORRECT IT & FACE THE CHALLENGE BEFORE ITS TOO LATE.

Modern Healthcare needs a touch of humanity

I just came to read this title "Modern Healthcare Touching Lives !!!". I was wondering is it the "so-called" Modernisation which is the problem or solution. Like everything having good-&-bad, modernisation also has the same attributes. Definitely, Healthcare is more on the positive & solution-side. I don't want to talk more on the problem side of Modernisation, but will prefer to talk on "Modern Healthcare Touching Lives".

I have been doing rounds of many hospitals for quite sometime. But I believe even if Healthcare became Modern enough and capable to solve all the possible ailments, its not enough. It will just give depth to it and Healthcare-community can boost about it. But what the society need is not just depth but

• Make Life Easy - use innovative ways :- When a person falls ill, its not that the person is sick. Its tied with lives of many other persons around including person's family. As a part of society, we need to use modern techniques to make life easier for him. One such example is, patients having Dialysis its a  regular day-to-day affair for the patient & family, additional services from Hospitals/Dialysis centers like pick-and-drop can really ease the life of these patients. Nephrolife is one such hospital, I am aware off, which offers this service.
• Increase Breadth of Healthcare - Reach Masses :- I don't have statistics for this, even if I get some statistics from internet regarding the households which doesn't have any Medical health care facility within 10 km, it will be with Std. Error. But one which all will agree it still doesn't cover at least 30% of human masses. I know of many ways like online health care guidance, temporary mobile kiosks in rural villages, Mobile healthcare vans, etc being tried. I salute them for running these initiatives. Still will it cover all human masses. We need much more effort here.
• Affordability :- For many of the poors, health care is not affordable and there is no denying fact. Many hospitals and healthcare community personnel are trying to make it affordable in their own ways. E.g. Devi Shetty's Narayana Hrudayalaya for heart surgeries, Arvind Eye Hospitals for eyes and many others. We need to do more.
• Insured / Not insured ?? :- Most of the people are not insured for the healthcare in India. So once someone is sick in the family, its not just pain which the family has to bear but also tension w.r.t. economical condition & affordability. But is getting insured a solution ? What about the folks who are insured but with a limit ? I have noticed most of the time the insured folks are charged more by hospitals as compared to non-insured people. I understand non-insured people have to pay from their own pockets and insured people would have just paid insurance premium. But in the long term, it makes getting insurance more costly for non-insured families. 
• Intent of Health care - Religious Conversions / Huge Profit Making :- Even though I thought I will skip this topic, I am going ahead to share my personal views. Some hospitals have good quality health care, but the intent behind seems just not healthcare. Many hospitals are too costly, Many are run with intent to convert peoples - while they are getting treated either by monetary discounts or by propaganda, etc. We need to STOP maligning the intent of human health care with these hidden malicious intents of conversion/huge profit making. Health care shouldn't be differentiated for any human on any basis - Gender, Religion, Age, Country, Wealth, even criminal/innocent. 
• Quality Healthcare services :- Ok, say you have all this - You have insurance, you can afford healthcare expenses, healthcare is reachable to you, and you have all the means. But if the healthcare services are not quality even with all the means it won't help. E.g. I know of many cases, in which instead of curing wrong medicines made the case worse for the patient. For quality health care one of the such name is Apollo Hospitals

Yes Modern Healthcare is touching lives, also needs a touch of humanity not maligned with Wealth/Religion/Gender/Nationality/Anything.

This post is a part of the Apollo hospitals- Modern health care touching lives contest held at Indiblogger.